First I’d like to say that it is a privilege and honor to serve as your chapter president in this ever-changing time in our industry. For some, this challenge may seem overwhelming, but we are here to help you get the education and information you need to be successful. For those of you who’ve stayed up late and were early to rise on all things “health care reform” – we need you as mentor’s within our chapter. This is a time like no other in our country with the goal being to insure and serve the millions who are uninsured and underinsured; this is an opportunity in your wheelhouse!
One of our chapter’s goals this year is to help you face the challenge; give you the tools you need to have the competitive advantage and be the resource your clients and community turn to for guidance on over 2,000 pages of legislative and regulatory change; much of which has caused great confusion. So let’s stand together, help, encourage, teach and inspire one another to do what we all love about this industry – help people!
Another focus this year is growth of our chapter. Nationally NAHU is growing, we have over 18,000 members and the goal is to grow our membership to over 20,000 this year. Florida is doing our part; we have a net growth of 16 members YTD. There is a great contest running right now; ask Missy Lamp how you can get your dues paid for one year or get a $250 AmEx gift card. Let’s all commit to bringing in one new member (at least!) and help our chapter grow!!
On September 19th, we will be hosting our Annual Member Mixer at the Maison & Jardin in Altamonte Springs. You should “bet” that this will be a great evening, so come join us at the Black Jack table and bring a date or prospective member for a night of great food, drinks, prizes and fun. Join us on October 16th at the Hammered Lamb for a 4th quarter happy hour, some trivia and prizes and a “shot” of surprise when the train goes by! In the spirit of giving, at our November 19th meeting we will be collecting turkeys or donations for turkeys to deliver to Loaves and Fishes, if you’d prefer to bring Thanksgiving related items – those would be appreciated as well.
It looks to be an interesting year; I am excited to work with our board members as we help our members grow both professionally and personally.
CFAHU President 2013-2014
The Central Florida Association of Health Underwriters invites you to join us for a funfilled evening of networking, gaming, hors d’oeurves and fun at our Annual Member Mixer. Plan to attend and bring a prospective member, your spouse or other guest.
Thursday 9/19 from 5:30-8:00 PM
Maison & Jardin, 430 Wymore Rd, Altamonte Springs, FL 32714
Admission is $15 per person for members and guests
An additional $20 buys you 50,000 in play script for participating in Black Jack, Craps and Roulette
Hors D’oeuvres & Giveaways included
Cash Bar & Cigars Available for PurchaseBring a prospective member – receive a FREE drink!
Thank you to our sponsors for making this event possible
CFAHU Legislative Report
Web Broker Wins – Your HUPAC dollars at work
It’s nice to win one once in a while. With HHS’s release of the final rule on Program Integrity: Exchanges, SHOP, Eligibility Appeals last Wednesday, NAHU’s Legislative Council, Exchange Coordinator Working Group and General Agents Advisory Group scored a huge policy victory.The net impact of the bill as written would be to reduce the deficit by about $5 billion, depending on tax interactions. A vote of the full House is expected as early as this coming Thursday and the measure is expected to pass. However, it seems unlikely that the Senate will take up the measure at this time.
As soon as our Legislative Council, Exchange Coordinators Working Group and General Agents Advisory Group learned of the proposed rule, the groups sprung into action. The fear was that, if the requirements were allowed to stand, they would cause millions of missed enrollment opportunities for consumers by severely hampering the ability of independent agents and brokers to access and market exchange-based individual coverage in federally facilitated and partnership exchange states via web-based entities. Our working groups drafted a formal comment letter for NAHU to send to HHS which included a reasonable way to resolve any exchange security issues but still preserve independent broker access to web-based entities. We also provided talking points to large healthcare-technology companies and general agencies so that they could submit their own comment letters on the issue. Plus, NAHU lobbyists spoke to HHS officials directly about the problem and arranged a large in-person meeting with the technology companies and general agency leaders and the HHS Director of the Center for Consumer Information and Insurance Oversight (CCIIO) Gary Cohen. To review the rules click here.
The Administration has certainly been busy. On Wednesday, the Department of Labor issued new FAQs that address the Fair Labor Standards Act exchange notice that many employers must provide to their employees. Then yesterday, the Department of Treasury issued proposed rules on the employer reporting requirements relative to enforcement of both the individual and employer mandates.
The DOL FAQs allows for other entities that may insure employees to provide employees with their FLSA notice (such as a multiemployer plan) but establishes that it is the employer’s obligation to ensure the notice is ultimately provided to all employees, not just plan participants. The 90-day waiting period information establishes that employers can rely on previously issued waiting period guidance through 2014.
New Guidance on the DOMA Ruling
However, last week, the IRS issued new guidance that broadly defines the term “spouse” for federal tax purposes to include all same-sex marriages that were performed in a domestic or foreign jurisdiction having the legal authority to sanction marriages – the “place of celebration” principle – without regard to the state law where the spouse is domiciled. This means that, for the tax-treatment of employee benefits, if a same-sex couple was legally married anywhere, their employer cannot include the cost of their spouse’s coverage in the employee’s gross income.
Part II of FFM Agent and Broker Training Released
By now, most of you planning to sell on the Federally Facilitated Marketplaces have started or already completed Part I of the FFM agent and broker training, released just over a month ago. Late last week, while many of us were packing up our beach bags and heading out of town for the three-day weekend, CMS released Part II of the FFM agent and broker training. Part II is the identity verification component of the training and will take approximately 30-45 minutes to complete. CMS has also put together this surprisingly helpful step-by-step registration webinar Part II registration tips begin on slide 32.
In order to complete the second part of the training, you will need to have first successfully completed Part I of the FFM training, as well as create a new account on the secure CMS portal. Once your account is successfully created, you can login and complete the training. Remember, Part II is only required for those agents and brokers who wish to sell on the individual federally facilitated marketplaces! Please note that we have been told that, due to the high traffic flow to the training, CMS is experiencing some technical difficulties. If you’re having trouble logging onto the secure CMS portal, just sit tight — CMS is working to resolve these issues.
Surprise, this survey says ACA is not real popular, The Morning Consult reports
NEW Wellness Works Materials Available
New materials for the Wellness Works series by the Education Foundation are now available. These two new video series focus on preventative health issues in children. Share these and other wellness videos and flyers with your clients and promote them through social media. You can access the videos and flyers about Anaphylaxis in Children and Childhood Immunizations through NAHU’s Education Foundation.
PPACA Certification Course Discounts
NAHU and the Board of Trustees are very excited to announce additional savings on the member registration fee for the PPACA Certification course. As you are aware, health reform has created many new challenges for brokers and employers, as well as new opportunities. Those who are well educated on the new law will thrive in these changing times and we want to do everything in our power to ensure success for all of you!
Our members voiced their concerns with the member pricing and we listened. The current NAHU member tuition is $495. Have you been a long-time member of NAHU or a LPRT qualifier? If so, you now have the opportunity to save on the course tuition! The discounts are listed below, which are associated with the number of years you have been a member or the LPRT level you have achieved.
Each corresponding discount code has been sent to members via a personal email.